In my case the year started poorly with the moving home with all the financial problems and stress it caused us here but as always we survived it though not totally undamaged. Though the new house is not perfect even after a year it is still better than the previous house.
As the year went on it has had it’s up and downs as we settled into a new life in a new town to the both of us but as the year gone on there have been more ups than downs even some bright moments when things have gone well especially at the end of the year.
The end of the year has been even better than I expected as we actually had enough money to have an enjoyable Christmas without saving up for it as in previous years or putting on the Credit Card as other people have done.
So we my start next year much like last year a little short of money but unlike last year we will not have to fork out money because of moving and those extra bills we had to pay last year. If anything I am little more optimistic about next year especially when we are both doing something about our problems.
So whatever happens next year I have set my mind to have a better year!
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